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Bill and Account Collectors

Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.

Also known as: Chaser · Bill Collector · Car Repossessor · Claims Collector · Collection Agent · Accounts Collector

AI Task Exposure Score

Very High exposure

More exposed than 95% of 968 occupations · Rank #43 (1 = most exposed)

This score estimates how exposed the tasks in a role are to current and near-term AI capabilities. It does not predict whether a specific person will lose a job.

Your free role snapshot

Start with the work, not the headline

This occupation baseline already contains different kinds of work. These are the two ends of its current task range and one useful action you can take now.

Most exposed task

Receive payments and post amounts paid to customer accounts.

Automatable 85/100 exposure

Most durable task

Negotiate credit extensions when necessary.

Durable 35/100 exposure

Useful next step

Make one change to the task mix

Compare one real week with the exposed tasks, test one supervised delegation, and redirect the saved time toward more durable work.

Want this mapped to your actual week? Know what to strengthen, what to delegate to AI with review, and what to do over the next 7, 30, and 90 days.

Build my 7/30/90-day action plan — $9

Most exposed tasks

Highest structured exposure values in this role’s task mix — the work AI systems can already do most of.

  • Receive payments and post amounts paid to customer accounts.85
  • Perform various administrative functions for assigned accounts, such as recording address changes and purging the records of deceased customers.85
  • Locate and monitor overdue accounts, using computers and a variety of automated systems.80

Augmentable tasks

Work where AI assists rather than replaces — the productivity frontier of this role.

  • Arrange for debt repayment or establish repayment schedules, based on customers' financial situations.55
  • Answer customer questions regarding problems with their accounts.55
  • Contact insurance companies to check on status of claims payments and write appeal letters for denial on claims.55

Most durable tasks

Lowest exposure — typically judgment, relationships, physical presence, or accountability. This is the human moat.

  • Persuade customers to pay amounts due on credit accounts, damage claims, or nonpayable checks, or to return merchandise.35
  • Confer with customers by telephone or in person to determine reasons for overdue payments and to review the terms of sales, service, or credit contracts.35
  • Negotiate credit extensions when necessary.35

Task exposure values and classifications are published, versioned estimates audited against the anchored rubric. This page reads them from the data release rather than generating them at request time. Bars show exposure contribution relative to this role’s task mix.

What this means

A score of 57 puts Bill and Account Collectors in the most-exposed quarter of analyzed occupations. In practice, exposure this high is about the mix: 5 of 15 analyzed tasks lean automatable, 7 augmentable, and 3 durable. The useful question isn’t “will AI take this job” — it’s which tasks go first, which get faster, and where to reposition time. That’s what the personalized report maps against your actual week.

Lower-exposure adjacent roles

Shown only when the target is at least 10 points lower under the same score version and skill overlap is at least 50%. These are adjacent roles with lower task exposure — not guaranteed “safe careers”.

Labor-market context

  • $47,030median wage
  • 158,830employed
  • 13,700annual openings
  • -10.5%projected growth

Context only — labor statistics are not inputs to the exposure score. See methodology.

Turn your actual week into a plan

Know which work to strengthen, what to delegate to AI with review, and what to do over the next 7, 30, and 90 days. Your $9 plan includes a confidence-rated personal score, task matrix, human moat, and only genuinely lower-exposure adjacent roles.

Build my 7/30/90-day action plan — $9

Related roles

Adjacent by skills or family — no exposure claim implied.

How this score was calculated

The score is the plain average of the AI-exposure values of this role’s 15 analyzed tasks (equal task weights in this release — no hidden factors):

  • Automatable 5 tasks, averaging 82/100 exposure
  • Augmentable 7 tasks, averaging 50/100 exposure
  • Durable 3 tasks, averaging 35/100 exposure

score = (5×82 + 7×50 + 3×35) ÷ 15 ≈ 57

Every task’s exposure value was scored against a published anchored rubric that scores tasks as actually performed — physical, in-person, and accountability requirements included (data release 2026.07.12-r2). The band (Very High) is a corpus quartile; the percentile is tie-aware across all 968 occupations.

FAQ — Bill and Account Collectors

Will AI replace Bill and Account Collectors?
This score cannot predict whether this occupation or any individual job will be replaced. It shows which tasks current and near-term AI can perform or accelerate, which tasks remain more durable, and where a worker can adapt. Employer decisions, demand, regulation, and how the role changes are outside the score.
What does a score of 57 mean for a Bill and Account Collectors?
It means that, weighted across the 15 tasks we analyzed for this role, the task mix sits at 57 on a 0–100 exposure scale — in the most-exposed quarter of analyzed occupations. It measures task exposure to current and near-term AI capabilities, not the probability of losing a job.
Which tasks in this role are most exposed to AI?
The highest-exposure tasks are: Receive payments and post amounts paid to customer accounts; Perform various administrative functions for assigned accounts, such as recording address changes and purging the records of deceased customers; Locate and monitor overdue accounts, using computers and a variety of automated systems. Exposure comes from the published, rubric-scored data release rather than being generated when you open this page.
Which parts of this job are most durable?
The most durable responsibilities are: Persuade customers to pay amounts due on credit accounts, damage claims, or nonpayable checks, or to return merchandise; Confer with customers by telephone or in person to determine reasons for overdue payments and to review the terms of sales, service, or credit contracts; Negotiate credit extensions when necessary. Durable tasks typically depend on judgment, relationships, physical presence, or accountability.
Is this score personalized to me?
No — this page shows the occupation-level baseline. Two people with the same title often do different work. The $9 personalized report recalculates the score from the tasks you actually do and builds a concrete 7/30/90-day plan around them.

Score version jr-v1 · data release 2026.07.12-r2 · updated 2026-07-13 · baseline mapping: 15 of 15 tasks carry source-level provenance · methodology